Selling property in Holderbank (AG): figures and rules

There is no official price series for Holderbank (AG). Unlike the Canton of Zurich, the Canton of Aargau publishes no median prices by municipality. Portal values for Holderbank (AG) rest on offers, not on completed sales.

What is on record is the stock: Holderbank (AG) has 301 buildings with residential use in the Lenzburg district. 189 of them are single-family houses, or 62.8%. The cantonal figure is 65.9%. Holderbank (AG) ranks 18 of 20 in the Lenzburg district. In total, Holderbank (AG) has 806 dwellings. 57.5% were built before 1981, against 51.8% in the canton. 6.8 hectares of 64.1 hectares of building zone are undeveloped, or 10.6% (as of 2022). For the share of undeveloped zone, Holderbank (AG) ranks 43 of 196 in the canton.

What your house in Holderbank (AG) is worth follows from comparable sales, the plot and its condition. The free assessment provides a written range with its explanation.

In Holderbank (AG), 173 of 301 buildings with residential use date from before 1981. That is 57.5%. Among the 196 municipalities in the canton, that is rank 41, counting from the highest share. In the Lenzburg district: rank 2 of 20. Holderbank (AG) therefore has a higher share than the canton at 51.8%.

In Holderbank (AG), oil or gas heats 183 buildings with residential use, 60.8%, against 51.8% in the canton. Among the 196 municipalities in the canton, that is rank 32, counting from the highest share. For many houses in Holderbank (AG), heating is therefore on the agenda.

For a sale in Holderbank (AG), records of heating, roof and windows show what has been renewed; they belong in the sale documents. On 1 January 2029, the imputed rental value and maintenance deduction end in Holderbank (AG), as everywhere, for owner-occupied homes.¹ Whether a renovation pays off first is explained in Renovate or sell.

Holderbank (AG) has 1,610 residents. 244 of them, 15.2%, are 65 or older, against 19.5% in the canton. Among the 196 municipalities in the canton, that is rank 186, counting from the highest share. In the Lenzburg district: rank 17 of 20. Compared with Holderbank (AG), the figure in Lenzburg is 18.4%.

On 1 June 2026, 5 homes in Holderbank (AG) were empty, 0.62% of the stock, against 1.05% in the canton. Among the 196 municipalities in the canton, that is rank 68, counting from the lowest vacancy. For Holderbank (AG), the figure counts all homes; it does not measure houses on the market.

The municipal tax rate of Holderbank (AG) is 106%. Among the 196 municipalities in the canton, that is rank 89, counting from the lowest tax rate. It applies to income and wealth; the municipality atlas compares all municipalities. By public transport, Zurich HB is 37 minutes away from the Holderbank AG stop, with 2 changes.

In Aargau, property gains tax falls with every full year of ownership. The rate drops from 40 per cent in year one to 5 per cent after 25 full years.² After more than ten full years, a house gets at least a flat-rate cost deduction: 80 down to 65 per cent of the sale price.³

If you sell your permanent and exclusive home, you can apply to defer the tax.² You must buy or build a new Swiss home within 2 years before or 3 years after the sale.² Only the reinvested proceeds are deferred.² Deferred does not mean waived: the next taxable sale also taxes this gain.²

Aargau has no classic transfer tax. Instead, the canton charges a land register levy (Grundbuchabgabe) on every sale: 4 per mille of the price.⁴ Buyer and seller are jointly liable; the law does not say who bears it.⁴

Only an Aargau notary (Urkundsperson) may notarise the sale contract.⁵