Selling property in Zurzach: an older population, zoning under review

Anyone selling in Zurzach will find no official price figure. The Canton of Aargau keeps no median prices by municipality; the Canton of Zurich does. What portals quote for Zurzach are asking prices, not prices paid.

What is on record is the stock: Zurzach has 2,078 buildings with residential use in the Zurzach district. 1,356 of them are single-family houses, or 65.3%. The cantonal figure is 65.9%. Zurzach ranks 9 of 15 in the Zurzach district. In total, Zurzach has 4,302 dwellings. 58.9% were built before 1981, against 51.8% in the canton. 43.1 hectares of 327.3 hectares of building zone are undeveloped, or 13.2% (as of 2022). For the share of undeveloped zone, Zurzach ranks 21 of 196 in the canton.

The price of your house in Zurzach depends on location, plot and building, measured against similar sales. The free assessment gives you a written price range with its reasoning.

In Zurzach, 23.6% of residents are 65 or older. That is rank 22 of 196 Aargau municipalities. For many households, questions of downsizing or inheritance are therefore drawing closer. Since February 2022, Zurzach and Mellikon have been jointly revising their zoning plan and their building and zoning code.¹² The project is called NUPLA.¹² According to the municipality, the process takes about six years.¹²

The public consultation ran from 24 August to 24 October 2026.¹² The municipality will report on the results once all responses have been evaluated.¹² Until the new zoning plan is adopted and approved, the existing rules continue to apply. In the short term, nothing changes for sellers. In the long run, NUPLA will determine where people live and work in Zurzach, where traffic flows and where green space remains.¹² That applies to all nine villages of the municipality, from Bad Zurzach to Wislikofen.¹³

In Zurzach, 1,223 of 2,078 buildings with residential use date from before 1981. That is 58.9%. Among the 196 municipalities in the canton, that is rank 34, counting from the highest share. In the Zurzach district: rank 4 of 15. Zurzach therefore has a higher share than the canton at 51.8%. Compared with Zurzach, the figure in Döttingen is 63.1%.

In Zurzach, oil or gas heats 1,117 buildings with residential use, 53.8%, against 51.8% in the canton. Among the 196 municipalities in the canton, that is rank 59, counting from the highest share. For many houses in Zurzach, heating is therefore on the agenda.

Anyone selling in Zurzach adds records of heating, roof and windows to the sale documents. From 1 January 2029, owners living in their home in Zurzach lose the imputed rental value and the maintenance deduction.¹ The calculation before a renovation is in Renovate or sell.

Zurzach has 8,346 residents. 1,968 of them, 23.6%, are 65 or older, against 19.5% in the canton. Among the 196 municipalities in the canton, that is rank 22, counting from the highest share. In the Zurzach district: rank 4 of 15. Compared with Zurzach, the figure in Döttingen is 19.0%.

On 1 June 2026, 58 homes in Zurzach were empty, 1.35% of the stock, against 1.05% in the canton. Among the 196 municipalities in the canton, that is rank 145, counting from the lowest vacancy. In Zurzach, rented and owned homes are counted; the figure does not show how many houses are for sale.

The municipal tax rate of Zurzach is 115%. Among the 196 municipalities in the canton, that is rank 139, counting from the lowest tax rate. It applies to income and wealth; the municipality atlas compares all municipalities. By public transport, Zurich HB is 51 minutes away from the Bad Zurzach stop, with 1 change.

In Aargau, property gains tax falls with every full year of ownership. The rate drops from 40 per cent in year one to 5 per cent after 25 full years.² After more than ten full years, a house gets at least a flat-rate cost deduction: 80 down to 65 per cent of the sale price.³

If you sell your permanent and exclusive home, you can apply to defer the tax.² You must buy or build a new Swiss home within 2 years before or 3 years after the sale.² Only the reinvested proceeds are deferred.² Deferred does not mean waived: the next taxable sale also taxes this gain.²

Aargau has no classic transfer tax. Instead, the canton charges a land register levy (Grundbuchabgabe) on every sale: 4 per mille of the price.⁴ Buyer and seller are jointly liable; the law does not say who bears it.⁴

Only an Aargau notary (Urkundsperson) may notarise the sale contract.⁵