Selling property in Neckertal: figures and rules

Official statistics on prices paid are missing for Neckertal. The Canton of St. Gallen does not collect them by municipality, unlike the Canton of Zurich. Portal values for Neckertal rest on offers, not on completed sales.

What is on record is the stock: Neckertal has 2,491 buildings with residential use in the Toggenburg constituency. 1,528 of them are single-family houses, or 61.3%. The cantonal figure is 59.2%. Neckertal ranks 4 of 10 in the Toggenburg constituency. In total, Neckertal has 3,477 dwellings. 66.6% were built before 1981, against 58.9% in the canton. 21.3 hectares of 204.4 hectares of building zone are undeveloped, or 10.4% (as of 2022). For the share of undeveloped zone, Neckertal ranks 5 of 75 in the canton.

The price of your house in Neckertal depends on location, plot and building, measured against similar sales. The free assessment gives you a written price range with its reasoning.

Neckertal grew out of several former municipalities. First, St Peterzell, Brunnadern and Mogelsberg merged.¹⁵ In November 2010, the canton approved a unified building code for them.¹⁵ Even so, in July 2024 three codes still applied, one each for the land registry districts of Neckertal, Oberhelfenschwil and Hemberg.¹⁴ The Hemberg code was adapted to the cantonal planning and building act and has been in force since 1 September 2023.¹⁴ The other two were under revision at the time.¹⁴

Anyone selling therefore first establishes which code applies to the land registry district of the property. Only then come statements on building rules or zone type. The stock is also older: 66.6% of buildings with residential use date from before 1981.¹⁶ That is rank 12 of 75 in the canton, against a cantonal average of 58.9%.¹⁶ At the start of 2022, 10.4% of the building zone was undeveloped, rank 5 of 75.¹⁷ That points to reserves, but also to checking the zone carefully before a sale.

In Neckertal, 1,660 of 2,491 buildings with residential use date from before 1981. That is 66.6%. Among the 75 municipalities in the canton, that is rank 12, counting from the highest share. In the Toggenburg constituency: rank 5 of 10. Neckertal therefore has a higher share than the canton at 58.9%. Compared with Neckertal, the figure in Kirchberg (SG) is 56.0%.

In Neckertal, oil or gas heats 574 buildings with residential use, 23.0%, against 50.0% in the canton. Among the 75 municipalities in the canton, that is rank 72, counting from the highest share. Oil and gas are less common in Neckertal than the cantonal average.

Anyone selling in Neckertal adds records of heating, roof and windows to the sale documents. From 1 January 2029, owners living in their home in Neckertal lose the imputed rental value and the maintenance deduction.¹ The calculation before a renovation is in Renovate or sell.

Neckertal has 6,446 residents. 1,443 of them, 22.4%, are 65 or older, against 19.9% in the canton. Among the 75 municipalities in the canton, that is rank 15, counting from the highest share. In the Toggenburg constituency: rank 5 of 10. Compared with Neckertal, the figure in Kirchberg (SG) is 18.2%.

On 1 June 2026, 22 homes in Neckertal were empty, 0.63% of the stock, against 1.16% in the canton. Among the 75 municipalities in the canton, that is rank 27, counting from the lowest vacancy. For Neckertal, the figure counts all homes; it does not measure houses on the market.

The municipal tax rate of Neckertal is 120%. Among the 75 municipalities in the canton, that is rank 53, counting from the lowest tax rate. It applies to income and wealth; the municipality atlas compares all municipalities. By public transport, Zurich HB is 74 minutes away from the Brunnadern-Neckertal stop, with 1 change.

The canton taxes the gain on sale, price minus costs, on a progressive scale.² After more than 15 years of ownership, the tax falls yearly, by up to 40.5% if you lived there 15 years or more.² This applies to the gain up to CHF 500,000; otherwise the cap is 20%.² Within 5 years, the tax rises.²

Selling a home you lived in permanently and exclusively can defer all or part of the tax.³ You buy a similarly used home in Switzerland from 1 year before to 3 years after the sale.⁴ Deferred does not mean waived.³

The buyer owes a 1% transfer tax (Handänderungssteuer) on the price.⁵ The seller is jointly liable; between parents and children, half the rate applies.⁵

The municipal land registry where the property lies notarises the sale contract.⁶ The registry fee is 0.2% up to CHF 2 million, 0.05% above.⁷ If the land registry also notarises the contract, the fee doubles.⁷