Selling property in Cham: 322 new flats in a single year

There is no official median price for Cham, because the Canton of Zug does not collect such figures by municipality. In the Canton of Zurich that would be different. An average from a portal helps little, because it lumps very different houses together.

What is counted instead is what stands and what gets built. At the end of 2025, 771 of 1,945 buildings with residential use in Cham were single-family houses, a share of 39.6 per cent. In 2024, 322 flats were newly built, after 46 in 2023. You cannot read a price from that.

Next to many new buildings, what counts is how your own house stands: location, plot, year of construction, condition. The house valuation and the flat valuation compare with similar properties, not with an average. A new and an older house cannot be compared one to one. So what matters for you is the reasoning behind every figure. The free assessment gives you a written price range including its derivation.

In the Canton of Zug, your return determines the tax rate. The gain is taken as a percentage of the investment costs, per year of ownership. You pay that rate on the entire gain, never below 10 and never above 60 per cent (§ 199 Zug Tax Act).

From the 12th year, the ceiling falls by 2.5 percentage points a year, reaching 25 per cent after 25 years. The lower limit of 10 per cent always stays the same. The municipality of Cham assesses the tax without applying a multiplier of its own.

A gain below CHF 5,000 stays tax-free. Documented spending that raised the value reduces the gain; ordinary maintenance does not count. If you sell your owner-occupied house and, as a rule within two years, buy a new home in Switzerland, the tax is deferred. That applies to the extent of the reinvested proceeds, and deferred does not mean waived. What counts for you: even after many years, the lower limit can apply.

The Canton of Zug levies no tax on a change of ownership. Instead, the land registry bills you for its time: CHF 180 an hour, charged per quarter hour or part of it.

On a sale, the office multiplies this fee by 4, but only up to an amount of CHF 6,000. Above that, the time is simply charged. Unless agreed otherwise, both parties each pay half and are jointly liable. Responsible for Cham is the cantonal Land Registry and Geoinformation Office at Aabachstrasse 5 in Zug.

The public notarisation is done by the municipal clerk of Cham, the municipality’s notary office. Private lawyers are not competent for a normal purchase contract. The notary’s office charges CHF 300 to 4,000 for notarisation under the cantonal tariff. For your budget, that means: there are fees, but no percentage charge on the price.