On this page
- What does the house median of CHF 1,776,000 say about your house?
- What remains if you move from a house to a flat in Mönchaltorf?
- How much tax does a sale in Mönchaltorf cost, and what reduces it?
- Is there a value capture levy in Mönchaltorf today?
- Estate agent in Mönchaltorf
- Frequently asked questions
- Nearby
Suppose a for-sale sign goes up in your street, and a few weeks later a second one. Figures drift over the garden fence, each one higher than the last. At some point you wonder what it means for your own house.
The official statistics do show many sales for 2025. In 2025, 42 houses were sold on the open market in Mönchaltorf; in 2015 it was 5, in 2007 it was 11. Relative to population, that is the highest figure of the 62 municipalities I describe here. So many sales offer many comparisons. It can also mislead.
What does a year with 42 house sales say about your house?
Worked example
Worked example, Mönchaltorf: flat, 18 years of ownership
Assumption: bought in 2007 and sold in 2025, each at the Mönchaltorf median for condominiums, without investments or costs. In 2007 there were only 11 house sales, too few for a median.
- Sale price (median 2025, provisional)
- CHF 1,260,000
- Purchase price (median 2007)
- – CHF 516,500
- Property gain
- CHF 743,500
- Tax per tariff, before reduction
- CHF 286,800
- Reduction for 18 full years: 44%
- – CHF 126,192
- Property gains tax
- CHF 160,608
- Remaining after tax, before mortgage
- CHF 1,099,392
What does the house median of CHF 1,776,000 say about your house?
It rests on many sales, but exists only for 2025, not 2007 or 2015. From 42 sales, the 2025 median was CHF 1,776,000, 12 per cent above the canton.2 With only 5 house sales in 2015, no rise can be calculated.
A second figure stands out. Per square metre of plot, a house cost a median of CHF 6,285 in 2025.2 The cantonal model puts bare residential land at CHF 1,318 per square metre.7 These are two different measures, one paid, one estimated. A value this high can arise arithmetically when a lot of house stands on little land. That can be the case with newer or terraced houses. Which houses sold in 2025, the statistics do not show.
What this means for you: do not simply measure your house against the median. An older house on a large plot follows a different calculation from a newer one on a small plot. The difference is settled by deriving the value from land, building and condition.
What remains if you move from a house to a flat in Mönchaltorf?
At the median, a house cost 1.4 times as much as a flat in 2025; across the canton, 1.3 times.2 The two medians are CHF 516,000 apart. With 42 houses and 32 flats sold, both sides offer comparisons.
If you buy rather than rent, the tax can be put off.1 This requires that you yourself lived in the house permanently and exclusively. And that within a reasonable period you acquire a home for the same use in Switzerland. If the flat is cheaper than the sale proceeds, the difference is taxed straight away.11 If its price does not exceed what house and investments once cost, nothing is deferred.
A deferral is not a waiver. If the flat is later sold without a new replacement, the tax catches up with the deferred gain.11 In Mönchaltorf, 22.1 per cent of the population are 65 or older, 982 of 4,442 people.4 What this means for you: do the sums before reserving a flat.
How much tax does a sale in Mönchaltorf cost, and what reduces it?
In the example, the flat median rose from CHF 516,500 in 2007 to CHF 1,260,000. That is almost two and a half times as much. Of the gain of CHF 743,500, the tax takes CHF 160,608.1 That is 21.6 per cent of the gain and 12.7 per cent of the sale price.
The tariff applies across the canton; Mönchaltorf only levies the tax.1 It rises in steps, up to 40 per cent on parts of the gain above CHF 100,000. The period of ownership brings it down again: by 44 per cent after 18 full years, by half from 20 years. With the same gain, CHF 143,400 would then be due.
Documented investments that add value also reduce the gain, such as an extension or a converted loft. That does not apply to mere upkeep.1 What this means for you: have the purchase contract and invoices ready before you discuss a price. Without receipts, the taxable gain stays higher.
| Indicator | Mönchaltorf | As of |
|---|---|---|
| Median house price (42 sales) | CHF 1,776,000 | 2025, provisional |
| Median condominium price (32 sales) | CHF 1,260,000 | 2025, provisional |
| House per m² of plot, building included (median) | CHF 6,285 | 2025, provisional |
| Residential building land per m² (cantonal model) | CHF 1,318 (2015: CHF 850) | 2025, provisional |
| Residents, of whom 65 and over | 4,442, of whom 982 (22.1%) | 2025 |
| Tax rate municipal / total, excl. church | 108% / 203% | 2026 |
| Bus and train from Mönchaltorf, Mönchhof to Zürich HB | from 32 minutes (bus 842 and S 5, 1 change) | October 2026 timetable |
| Municipal value capture levy | no levy today (revision approved, not in force) | October 2026 |
Is there a value capture levy in Mönchaltorf today?
No, Mönchaltorf charges no levy of its own today. The building and zoning regulations in force contain no article on it.6 A partial revision introducing a municipal levy was adopted by the municipal assembly on 18 March 2024 and approved by the Building Department on 16 September 2026.12 It will only apply once it has been brought into force. In October 2026 it was not yet in force. The building authority can confirm the date.
An ordinary house sale without a zoning change does not trigger such a levy. It only concerns gains in value from upzoning or rezoning, when more may be built, and only falls due on development.9 Separately, the canton takes 20 per cent of the increase in value when land is newly zoned for building. Small gains are exempt.8 The guide value capture levy explains the basics.
A year with many sales is a good opportunity for sound comparisons. I check which of them really fit your house and calculate tax and net proceeds with your figures.
Prefer to talk? +41 76 325 11 95 – you speak directly with Dominik Devaja.
Estate agent in Mönchaltorf
Selling in Mönchaltorf with Immosmile: four phases, one contact person
I support sales throughout the Canton of Zurich, including Mönchaltorf. Through all four phases you have one contact person: me, Dominik Devaja, managing director of Immosmile. You pay nothing beforehand. Our fee falls due only when you sign the contract at the notary (Beurkundung).
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Clarity
Independent valuation, net calculation after taxes and costs, a look at what comes after. You decide on figures, not on hearsay.
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Preview
Before anyone sees your house, film, photography and exposé are produced. Then we show it to vetted buyers first – not yet on the portals.
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Market decision
You receive the demand report and every offer immediately. Then you choose the path to the best price: accept, bidding round – or the broad public phase on the portals, the normal case.
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Completion & move
Notary appointment, key handover, documents for what comes after – and, if you wish, guidance into your next home. Our fee only falls due now, with the notarised deed.
The full process in detail What is your property in Mönchaltorf worth?
What else do owners in Mönchaltorf ask?
How do I find the right estate agent in Mönchaltorf?
Ask an agent which sales they compare with your house, and why. I handle sales across the whole Canton of Zurich. Especially in a year with many sales, what counts is whether the comparisons match plot, age and condition. A checklist for the first meeting is in the 12 checking questions.
Will my income tax change if I move away after the sale?
That depends on where you move. The tax rate of 108 per cent, 203 per cent including the canton, applies to income and wealth. On the same income, Uster means about 2 per cent more cantonal and municipal tax, Egg about 3 per cent less. The property gains tax does not depend on it.
How is Mönchaltorf connected without a railway station?
Mönchaltorf has no railway station. From the Mönchaltorf, Mönchhof stop, bus 842 runs to Uster, and from there the S 5 to Zürich HB. With one change it takes from 32 minutes, according to the SBB timetable.
Sources
- Tax Act of the Canton of Zurich (StG ZH, LS 631.1), §§ 205, 216(3)(i), 219, 221, 225 (Nachtrag 132), in German · as of 1.4.2026, retrieved 14.10.2026
- Canton of Zurich, Office for Statistics and Data: Freihandverkäufe von Immobilien inkl. Medianpreisen seit 2007 (KTZH_00000077) · data as of 2025/Q4, 2023–2025 values provisional, retrieved 14.10.2026
- Canton of Zurich, Statistical Office: municipal tax rates 2026, in German · as of 24.03.2026, final
- Canton of Zurich, Statistical Office: population by municipality and age (KTZH_00000254) · year 2025, retrieved 14.10.2026
- SBB online timetable: Mönchaltorf, Mönchhof – Zürich HB, fastest connection departing 09:00–09:59 · 2026 timetable, queried for 20 and 22.10.2026
- Municipality of Mönchaltorf: building and zoning regulations, version in force (updated to 7.6.2018), without an article on the value capture levy, in German · retrieved 15.10.2026
- Canton of Zurich, Office for Statistics and Data: property prices in the Canton of Zurich (KTZH_00003158), residential building land, model value per municipality in CHF/m², in German · data as of 2025/Q4, 2022–2025 values provisional, retrieved 14.10.2026
- Value Capture Act of the Canton of Zurich (MAG, LS 700.9), §§ 2, 4, 10, 19, in German · retrieved 09.10.2026
- Value Capture Ordinance of the Canton of Zurich (MAV, LS 700.91), §§ 20, 21, in German · retrieved 09.10.2026
- Government Council, Canton of Zurich: RRB No. 42/2026, cantonal tax rate 2026 (95%), in German · dated 14.01.2026
- Cantonal Tax Office Zurich: Zurich tax manual no. 216.3, replacement purchase, paras 21–25, in German · as of 1.2.2018, retrieved 29.09.2026
- Municipality of Mönchaltorf: partial revision of the building and zoning regulations, value capture levy (adopted 18.3.2024, approved 16.9.2026), in German · not yet in force, retrieved 15.10.2026
General information without guarantee, not individual advice. The law, the tax assessment and advice from professionals for your situation are what count. Terms of use
